All Posts

The state legislature has been BUSY this year. To help you stay on top of all the new bills, we’ve grouped them together into categories to help simplify your reviews. Next up in our series of legislative updates, here are all the bills proposed that impact insurance.

SB-878 would require insurers to pay actual cash value or replacement costs for open fire insurance policies for the primary structure and other structures within 30 calendar days from the date of loss. Disputed amounts would also require payment within 30 calendar days of the event.

SB-877 would expand the definition of claim-related documents for residential property insurance. It would also make changes to the standard form for fire insurance.

Water damage is stressful. Insurance claims don’t have to make it worse. We put together a quick guide on how insurance actually works with water damage and mold: why pricing changes, why documentation matters, and why fast mitigation makes such a difference (especially in older Bay Area buildings).